Name: Private Health Germany
Address: Hans-Urmiller-Ring 35, Wolfratshausen, 82515, DE
Telephone: +49-(0)89-200030082
Rating: 5.0

What is your current employment status? *

Employee Self-employed / Freelancer Civil servant (Beamter)

What is your current health insurance situation? *

Public health insurance (GKV – e.g. AOK, TK, DAK, Barmer) Private health insurance (PKV – e.g. Allianz, Barmenia, HanseMerkur, Signal Iduna) Not insured in Germany / insured abroad Not sure

What is your current gross annual income (before tax)? *

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You may not be eligible yet

As an employee, you need to earn above the JAEG threshold of €77,400/year to freely choose private health insurance. Based on your selection, you may not yet qualify.

You can still continue if you expect your income to cross this threshold soon, or if you'd like a consultation about your options.

Learn About JAEG →

What is your main reason for considering private health insurance now? *

Rising contributions in public health insurance Better access to specialists and shorter waiting times Coverage gaps in public health insurance Long-term planning and predictability Change of job / income situation Employer recommendation or requirement Not sure yet – looking for clarification

When are you looking to make a decision? *

Within the next 1–3 months In 3–6 months In 6–12 months Just exploring for now

What is your citizenship or visa status?

This helps us tailor advice to your specific situation.

How can we reach you?

Your data is encrypted and used exclusively for your eligibility assessment. No spam, no calls without your permission.

Full name *

Email address *

Phone number (optional)

Additional notes (optional)

I have read and agree to the privacy policy. *

I prefer to be contacted via WhatsApp and consent to receiving messages this way (optional).

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Request Received

Thank you. We will review your eligibility and get back to you within one business day with a written assessment.

In the meantime, explore our Insight Library to learn more about the German health system.

Something went wrong

We couldn't submit your request automatically. Please contact us directly:

📞 +49-(0)89-200030082 ✉ calvin.boschetto@arag-partner.de

Eligibility Check

Do you currently reside in Germany? *