Your Expert Consultation
A structured, no-obligation video call to analyze your situation, compare the public system against premium tariffs, and configure your optimal setup.
What to Expect
A Clear Process
We skip the sales pitch and focus purely on data, legal realities, and optimal coverage.
Situation Analysis →
We review your specific employment status, income (JAEG), and family planning to determine the long-term viability of PKV for you.
System Comparison →
An objective, mathematical comparison of your Maximum GKV costs versus premium tariffs (KomfortKlasse, MedExtra, MedBest).
Custom Proposal →
Live configuration of your ideal tariff, including dental modules, daily sickness allowance, and the "No-Claims-Bonus" cashback logic.
Ready to Talk?
Book a free, no-obligation video consultation to analyze your situation. Or reach out directly — whatever suits you best.
Advising in Germany
Clients Advised
Response Time
Mon – Fri, 9:00 am – 5:00 pm · 100% English · Free initial assessment
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Client Testimonials
What Our Clients Say
"Calvin helped me step by step throughout the whole process explaining everything to me in English. I wouldn't have gone to private insurance without his kind and thorough explanations. 100% recommended."
"I had a great experience with the advice provided. Calvin explained all details and answered all my concerns about transitioning from another provider to ARAG. I appreciate the transparency and support."
"Really professional advisors. I am an expat, and Mr. Boschetto and Mr. Kreß took extra time to explain how things are done in Germany. I highly recommend."
"Calvin Boschetto has provided me with exceptional service since I contacted ARAG. I am a non-EU German resident, and Calvin re-traced all possible options for me to obtain an affordable health care plan in Germany."